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Maximizing Benefits Through Social Security Disability Planning

Social Security Disability

Giving Davis County Residents Back Their Dignity

Suppose you become disabled due to injury or illness. In that case, you may face new financial instability caused by having to scale back your work responsibilities, or you may be faced with the difficult decision of leaving the workforce altogether. No one plans chronic illness or catastrophic injuries that result in permanent disability, but sadly, this reality occurs for many. If the unexpected happens, a calm, empathetic approach is needed to help you plan for the uncertain future.

At Able & Strong Law, Inc., our team has the compassion and understanding of Utah’s complex legal system. We can help you navigate the road before you get through applying for your disability benefits. Losing the ability to work due to injury or illness doesn’t have to mean losing your dignity. Thoughtful financial planning will maximize your disability benefits. Call us at 385-334-5024 to schedule your consultation.

What Are the Types of Assistance Available to Me?

Loneliness is often one of the worst side effects of chronic illness and disability, and it is one of the aspects that is least spoken of publicly.

Unless you have lived through it or know someone who has, you are unlikely to be aware of the sense of isolation many feel once they leave the workforce. Thankfully, you are not alone. Many programs are available to assist you once you know where to look. One of the most valuable things you can do for yourself is to engage the services of a knowledgeable and caring disability lawyer at the beginning of your case before you get bogged down in endless rejections and appeals. A disability lawyer will know from the start which government program you best qualify for and the strengths and weaknesses of your case.

There are two primary types of disability income benefits – Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). SSI is based on financial need. SSDI is based on work history. If you have paid taxes into the system and earned enough credits to qualify for coverage, you may receive SSDI. If you don’t have enough work credits and are impoverished, you may receive SSI. Your lawyer will be able to help you determine which program you are eligible for.

But I’m sick. Don’t I Automatically Qualify for Disability?

A lot of people live under the assumption that getting disability is a simple task once you are diagnosed with something as terrible as, say, Cancer or incurable like Multiple Sclerosis or Lupus. Unfortunately, we live in a society that is unforgiving, and simply being ill is not enough. You must show that you have undergone all the required diagnostic testing and have documentation that shows why you cannot work or complete training in an alternate occupation.

The disability application process can be arduous and confusing, and the instructions can be difficult to follow. The Social Security Administration (SSA) may deny you based on technicalities because your application was incomplete despite being medically eligible. According to data, in 2021, there was one technical denial for every 2.4 SSI applications.

A strong disability lawyer will know how to fight these denials during appeals.

My Disability Claim was denied, What Do I Do?

If you have applied for SSI or SSDI on your own and have been denied, don’t panic. At Strong & Able Law, Inc., our team has the skills to help you appeal your claim. We will be with you every step of the way. More importantly, there are often things you can do for yourself. It is vital to understand that you still have power and, with proper planning, financial resilience.

Can I Still Work While I Receive SSI or SSDI?

While both programs are closely monitored, participants are encouraged to continue to work as long as they can. Although both programs have income limits, return-to-work materials are available on the government’s website. It is also allowable for individuals to continue earning a small monthly amount and remain eligible for their benefits. In 2025 an individual may earn:

  • $1620 per month if not blind
  • $2700 per month if blind

Are There Extra Steps I Can Take if My Case is in Dire Need?

Sometimes, it feels as though it is impossible to get anyone to notice us when we need help. But once you learn to advocate for yourself, you will find that it doesn’t always have to be that way. Frequently, there are things we can do that will increase our financial resilience and boost our success.

Why Should I Call a Disability/SSI Lawyer in Davis County?

Losing your ability to work is frightening, and it is never part of the plan. When the unexpected happens, you need Able and Strong to fight for you. We will help you regain your voice. Call 385-334-5024 to schedule your consultation.

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